Well if I was lucky enough to be in your position I would save £250 and go for the Windows 7 machine. In fact that's also £70 cheaper than the cheapest equivalent spec unbranded machine I could find on ebay - looks like a bargain. You could always buy a W8 upgrade for <£50 on Amazon.
Cheapest 20" monitor on ebuyer is £80 - gets (5) good reviews:
www.ebuyer.com/387394-benq-gl2055-20-led-dvi-monitor-9h-l8jlb-qpe
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