>> I wonder if some people who don't owe anything just give up and pay just
>> to stop being harassed.
I might have mentioned this before....
While I was doing general 'phone advice I had a call from a lady who worked as a domiciliary carer using her car. The car, which was of low value, was clamped by a bailiff.
Not her debt; her nerr do well son was behind with a court fine.
Bailiff asserted that son might have an interest in the car. Fact that V5, "not worth the paper it's written on" and insurance in her name only cut no ice. She could not produce a receipt for a £500 cash purchase 18 months earlier.
Pretty sure that if she'd filed an 'interpleader' the bench would have had no trouble finding the car was hers. That would take days during which, with no car, she could not work.
I was 100% convinced Bailiff knew damned well car was Mum's but hoped she'd produce a bank card and pay up to make the problem go away...
I think we limbo'd under the bar based on the car's value and it being her work tool. But as is so often the case we heard nothing more.
But as is so often the
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Bailiffs 
Bailiffs 