Non-motoring > 0% transfer cards Miscellaneous
Thread Author: RattleandSmoke Replies: 41
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New Tue 1 Feb 11 17:13 
 0% transfer cards - RattleandSmoke
I don't understand how they work, correctly owe around £1300 on my credit card (owned by that Spannish bank) and I want to clear it by the end of the year.

I am paying probably over £150 a year interest so a 0% card would save me a lot of money but when I have looked at credit cards most say this:-

18.9% APR on transferred balances

Does that mean that the APR will be 18.9% on the balance which I transfer? If so I don't get the point as my APR is already lower than that.

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 Messages Author Date
 0% transfer cards new RattleandSmoke 1 Feb 11 17:13
 0% transfer cards new John H 1 Feb 11 17:17
 0% transfer cards new RattleandSmoke 1 Feb 11 17:17
 0% transfer cards new John H 1 Feb 11 17:19
 0% transfer cards new RattleandSmoke 1 Feb 11 17:23
 0% transfer cards new John H 1 Feb 11 17:30
 0% transfer cards new movilogo 2 Feb 11 09:31
 0% transfer cards new borasport 1 Feb 11 17:30
 0% transfer cards new John H 1 Feb 11 17:32
 0% transfer cards new Iffy 1 Feb 11 17:39
 0% transfer cards new Pat 1 Feb 11 17:49
 0% transfer cards new John H 1 Feb 11 18:00
 0% transfer cards new Pat 1 Feb 11 18:02
 0% transfer cards new Iffy 1 Feb 11 18:14
 0% transfer cards new John H 1 Feb 11 18:43
 0% transfer cards new RattleandSmoke 1 Feb 11 18:48
 0% transfer cards new Fursty Ferret 2 Feb 11 23:43
 0% transfer cards new RattleandSmoke 2 Feb 11 23:52
 0% transfer cards new Fursty Ferret 2 Feb 11 23:56
 0% transfer cards new rtj70 2 Feb 11 23:56
 0% transfer cards new RattleandSmoke 3 Feb 11 00:01
 0% transfer cards new Pat 1 Feb 11 18:50
 0% transfer cards new RattleandSmoke 1 Feb 11 18:53
 0% transfer cards new John H 1 Feb 11 19:01
 0% transfer cards new mikeyb 1 Feb 11 22:24
 0% transfer cards new Manatee 1 Feb 11 23:09
 0% transfer cards new rtj70 1 Feb 11 23:31
 0% transfer cards new RattleandSmoke 2 Feb 11 23:55
 0% transfer cards new borasport 2 Feb 11 13:44
 0% transfer cards new Manatee 2 Feb 11 19:39
 0% transfer cards new Ted 2 Feb 11 23:52
 0% transfer cards new RattleandSmoke 2 Feb 11 23:56
 0% transfer cards new rtj70 3 Feb 11 00:01
 0% transfer cards new RattleandSmoke 3 Feb 11 00:04
 0% transfer cards new rtj70 3 Feb 11 00:10
 0% transfer cards new RattleandSmoke 3 Feb 11 00:20
 0% transfer cards new Iffy 3 Feb 11 00:26
 0% transfer cards new rtj70 3 Feb 11 00:38
 0% transfer cards new John H 3 Feb 11 12:12
 0% transfer cards new Bromptonaut 3 Feb 11 11:36
 0% transfer cards new Iffy 3 Feb 11 11:53
 0% transfer cards new borasport 4 Feb 11 12:48
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