>> Sorry was moneysupermarket.com they have a list of all 0% transfer deals.
>>
>> www.moneysupermarket.com/credit-cards/
>>
That says "If you spend £1,200 at an annual interest rate of 16.9% (variable) your Representative APR will be xy.z% "
As I said, have you tried site I linked to? If you had, you would see this:
www.moneysavingexpert.com/cards/balance-transfer-credit-cards#never
"Never spend on balance transfer cards
There is no single more important thing to remember about balance transfers than the following…
“Never, ever, ever, ever …
…spend on a card after balance transferring to it!”
No matter how often I write or say this, I’m still often asked, "I know you say never, ever, ever spend on the card; but I did and it’s costing me a fortune, what can I do?”. If you have debts from spending on a card with a cheap balance transfer deal it’s likely to cost you a fortune, the only real way to beat this is not to let it happen. "
Is that clear? never, ever, ever, ever ...
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