>> “Never, ever, ever, ever …
…spend on a card after balance transferring to it!”
Better still, never pay interest on credit card. Pay in full each month *. Most credit cards give you some insentives like cashback/points etc. So if you always pay in full you can actually make money out of credit cards :o)
* = if you can't do that then it might be a good idea to review spending habit, one off interest payment on credit card is fine but if it continues month after month, then cumulative debt will hunt you for long time.
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