A few thoughts:
1. Wife many years ago used to work in private hospital was very clear - anything complicated go to the NHS. Carpets and fine food don't make up for a lack of emergency capability.
Hip operations are relatively low risk and routine. Question is how quickly do you want it done, and is it affordable..
2. The mortality risk is somewhat skewed. Those needing hip operations are typically older and likely to have other health issues
If otherwise in good health and moderately fit I suspect risks are much lower than average - although there are no guarantees.
Note the risk (obesity, heart, etc) associated with stopping exercise due to hip problems may anyway exceed the operation risk.
3. Many things in life make folk worry irrationally. Hospitals, of which I sadly have too much experience, do not worry me. Precipitate roads and paths with no safety barriers do.
The objective behaviour is to accept that if risks are low and easily managed by many, your reaction is anomalous - i short, get on with it.
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