When Mrs A retired last year my insurer, LV, changed her status without charge. Her own insurer, Churchill, charged her. Nearly £20 from memory.
She used to be with LV too but they became uncompetitive despite her low risk car and occupation. She has had to change a couple of times at renewal to keep a good price. Quite why LV have a good price for me but are expensive for her is an insurance mystery.
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