I don't think it sounds too cheap. My new motor is costing me £220 I think, which was a tenner or so more than my previous one.
The lower spec version without the driver "aids" is 5 groups higher, so I read. Not sure how that translates to money.
Cheap isn't always bad, I have a bolt on for the holiday insurance which covers car hire excess for about £11 pa IIRC. I claimed €500 this year (my fault damage to car again!) and it was paid within days.
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