..it's a "top-drawer" insurer.
I've had them deal with a (non-fault*) accident in the last three years, the outcome being very satisfactory (including retaining my NCB).
I do live in the more impoverished (former red-wall ;-) ) part of the country, so the premiums tend to reflect that.
* stopped in Lincoln to allow an ambulance through lights on the wrong side of the road. The chancer behind me shot the lights on amber at speed, and found me stopped round the corner, and he couldn't :-(. At least he admitted responsibility.
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