>> Can just about see how, if the user was slack about verification, apps could be
>> used to create payees and move money but cash point withdrawals?
some banks allow you get a code via your app, type it into a cashpoint, and withdraw cash.
Some machines now accept phone apps/NFC use of cashpoint.
As everyone says, this case is not quite as cut and dried as it seems, there is almost certainly some severe victim carelessness along the way. Both in company he keeps, drinking too much and phone security. Given the level and sophistication of misuse I would suspect collusion.
Last edited by: Zero on Sat 4 Dec 21 at 19:23
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