I'm not dissimilar, though still being a heavy PC user I tend to gravitate to it to do most stuff as I find a large screen and sensible keyboard easier. Your phone is more secure than mine, though mine isn't so bad.
However I can think of a couple of issues I've seen or experienced though, with phone dependency, as it happens both travel related.
On return from Portugal earlier this month a bloke was not allowed on the flight as he could not show his necessary vaccination status as he'd lost his phone.
And when I was on my solo European road trip I had everything on my phone, including all the addresses of my overnights. I was also navigating using the phone. I dropped the phone on a loo stop and the screen cracked right across, and the phone rebooted. Late at night in a foreign country and no idea what town I was heading for, let alone the address and how to get in, and no physical map anyway. ISTR the SIM stopped working too. I don't recall exactly how it went from there but it involved stopping for WiFi regularly as there was a small corner of the screen I could use if I lined everything up and kept rotating.
I now carry two phones (one as backup, without SIM) on major journeys, and make sure I have downloaded stuff to both phones rather than depending on connectivity. When travelling with SWMBO she insists on everything being printed (boarding passes, tickets, anything).
On the three Android phones I've had with fingerprint security, they've all worked fine. Some apps which use face recognition are quite hard to use though.
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Finances and phones new
Finances and phones new