All my day to day financial stuff is on my phone. Protected by fingerprint and PIN. I can also access my accounts via their web interfaces and those credentials are saved encrypted on Bitwarden's server along with all the other website logins I use. The contents of my Bitwarden "vault" are exported whenever something changes and then PGP encrypted on my laptop and a RasPi accessible externally via VPN.
So, if I lose/break my phone I have to lose access to Bitwarden, my laptop or tablet AND the Pi before things get serious.
Of course I'm not going to break my phone. I'll be landing at JoBurg and get mugged walking to the taxi. Phone, laptop, wallet, cards and passport all gone in one fell swoop.
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