>> My current deal expires early in the New Year and has a nugatory early withdrawal
>> charge.
nugatory
adjective
of no value or importance.
"a nugatory and pointless observation"
Similar:
worthless
of no value
of no importance
unimportant
inconsequential
of no consequence
valueless
trifling
trivial
insignificant
meaningless
useless or futile.
"the teacher shortages will render nugatory the hopes of implementing the new curriculum"
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