She's the "victim" and should insist that an approved Peugeot garage is used.
I was always advised to use your own insurance and get them to go after the other party for the excess and costs. They may have their own policy re what garages are used. Saying that FB's advice sounds "sound" to me also.
Re accident management companies. I have arranged finance packages on a few of them - and turned a few down for being outright ******!
Simple rules to follow:
1. The other party is 100% to blame and is traceable.
2. You need transport (not would like transport) / have no other means of transport like a second car etc.
3. You don't have any savings that you could use to hire a car at normal rates.
A reputable accident management co will ask you to honestly confirm the above points. Re point 1. most reputable accident management companies will not pursue a claim where the other party is not to blame after court, if the "victim" was 100% honest in believing they were.
Re point 3. The reason asked is that the claimant needs to show that they kept costs to a minimum. A supermini hire car from Enterprise might be £200 a week. An accident management company could charge >£1,000 a week. They do this because it can take over a year to be paid.
On a more personal note, whilst it's undoubtedly upsetting that a new car is dinged, I am glad it was only plastic and metal damaged and not your loved ones!
Last edited by: zippy on Mon 14 Jun 21 at 14:02
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Advice After and Accident new
Advice After and Accident new
