My mum helped me with the deposit for my own house when I was 21 ( my father had died). I’m so grateful...it was a dump in Bradford and DIY was a steep learning curve.
After some unpleasantness with an ex LL, having lost half the house and half the surrender value of my small private pension, resulting in retaining a quarter value of the house, she helped me again. Monies were paid back in double quick time and I like to think I’ve repaid her kindness by taking her to Spain twice a year until recently ( friends got a free holiday in exchange for lengthy conversation with her and wheelchair duties).
Much better to help folks financially when they need it rather than leaving them a bunch of money when you croak. They’ll only fritter it away on fancy wheels....
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