There have been a lot of students in 20/21 who've been liable for rent under Shorthold Tenancies signed in 2020 but who cannot occupy. I'd guess that defaults, and therefore recourse to guarantees, will be a lot higher than (say) 2014/15 when I was guarantor for The Lad.
While we hope that everything will be back to normal for the next academic year there are still risks that new variants may cause another lockdown. Risk to a guarantor will be higher than it was historically.
Make clear your guarantee is limited to her share of the rent and there's no question of putting yourself in line for the debt of others for which she is technically jointly liable.
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