Usual story of massive variation in premiums.
When we moved into the new house a year ago, it wasn't then signed off by Building Control. Obvs I needed insurance (last house burnt down!) and my site insurance ran out about the time I wanted to move in. I didn't want to risk just not mentioning it, so I went to a broker recommended by the people who did the site insurance and structural warranty, who fixed me up with a policy for £700 with a waiver for the building regs sign off.
It's now signed off so I asked the broker for a renewal price. They recommended an alternative at £620. The rebuild cost is c. £580k, and I had a claim in 2019 for about £250,000. Maybe it was a reasonable quote.
I have done the comparison site thing this morning and ticked every box - legal cover, lock replacement, home emergency, cycle cover etc. £224 with Esure. I can't find the catch so I've bought it. Not a bad morning's work really.
Aren't they supposed to offer the same premium to existing and new customers now, or was that just motor?
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Home buildings and contents insurance new
Home buildings and contents insurance new