So I work at a bank. I have to have a current account with them, in to which my salary gets paid.
This was the same at my previous bank employers and I kept one of the accounts open as a back up account and as a "savings" account for birthday and Christmas presents for Mrs Z.
Today I went down town to buy a few bits and bobs for Xmas and noticed that the bank card had expired at the end of November.
A bit worried I headed home and called the bank up. They sent a new card out in the 3rd week of November. Where to, my old address.
Now seeing as I have been in my current house since 2018 and get statements addressed here, that seems to be an almighty cock up with no rational explanation. I suspect an old address file was used.
Luckily the card hasn't been used.