Non-motoring > The Scams continue... Computing Issues
Thread Author: No FM2R Replies: 72

 The Scams continue... - No FM2R
For your continued awareness;

The email address is genuine, the name of the Legion beneficiary is correct. The emailer knows my first name. I was suspicious on the first email because of the spelling of "favor". Ian is a 90yr old British veteran. He is unlikely to write "favor". However, one never knows, I have to deal with people in need quite often and Ian can't use a phone because of deafness.

I do know, however, that Ian does not have a niece and would never use USD so the second e-mail blew it.

=================================


From: Ian ***** <***.******@hotmail.com>
Sent: Sunday, August 22, 2021 4:38:16 PM
Subject: CHECKING IN???

Hi Mark,

Can i ask a quick favor from you please?

Thanks,
Ian
________________________________________
Subject: Re: CHECKING IN???

Of course

M.
________________________________________
Thanks for your quick response, It's my Niece birthday and I need to get her Steam Wallet or Google play gift voucher for her as a birthday gift, but I am having problems purchasing online and I'm traveling right now.

Can you help me get it at any supermarket, or shops & stores close to you? I promise to pay it as soon as I get back. Kindly let me know if you can handle this on my behalf ? So, I can let you know what to do with the gift voucher once you have them. Am only looking to spend $200, I promise to pay back as soon as i get back. Please let me know if you can handle this.

Awaiting your kind reply.

Thanks,
Ian
________________________________________
i would really appreciate it if you can send the money directly to my niece through PayPal account so that she can purchase the gift card on her own please. Kindly let me know if you can handle this now so i can forward you her PayPal address. Your ability to help with this will be highly appreciated, i look forward to hearing from you soon please

Awaits your kind reply

Many thanks,
________________________________________
Hello Mark,
How are you doing today. I would really appreciate it if you could help me purchase the gift card today, please because i promised my niece i will be sending her the gift card today and i don't want to fail the promise please. Kindly let me know if you can get this done for me today, please. Your ability to help with this will highly be appreciated, i look forward to hearing from you soon please

Awaits your kind reply

Thanks,
Ian
 The Scams continue... - Zero
I would guess Ians email & address book has been compromised. Warned him yet?
Last edited by: Zero on Mon 23 Aug 21 at 16:39
 The Scams continue... - No FM2R
Oh yes, but warning a 90+ yr old Vet and explaining to him what has happened and what to do about it is a process rather than a single action. Especially this one who, nice chap that he is, regards all technology as a black box which mere mortals are not intended to understand.

I assume that they must be actually in his email since replies to/from work and they are certainly not spoofing the address.
 The Scams continue... - Zero

>> I assume that they must be actually in his email since replies to/from work and
>> they are certainly not spoofing the address.

I would guess the email password was an easy one to crack and they have access to the account.
 The Scams continue... - No FM2R
Difficult to know as Ian has no clue what it was and in fact swore his account didn't have one.

Of course it does, and his computer is newish so he must have known it a year or so ago. When asked he said he'd been told not to write it down.

I may weep.
Last edited by: No FM2R on Mon 23 Aug 21 at 17:00
 The Scams continue... - No FM2R
Oh, and when asked if he'd written his banking password down he said that he had not but had emailed it to his daughter for safety.

[sigh]
 The Scams continue... - Lygonos
It's been going on for many years but I heard something about this on R4 only 2 or 3 weeks ago.

againstscammers.com/why-do-scammers-ask-for-gift-cards-as-payment/
 The Scams continue... - No FM2R
I need to send out an email to a bunch of older people.

Please read / critique / edit / change this for me.

Thank you.

===================

How do people get into your email?

Perhaps you have registered for something of no importance. Maybe a newsletter, maybe an internet forum, maybe a comedy site, who knows? But something of no importance.

And it gets hacked. Of course you don’t know that, perhaps you don’t even care since you’d stopped reading it years ago.

But the hackers now have the username / password that you used on that account. And of course you have used the same password for your Bank, Facebook, Email and goodness knows what else.

So now they go around trying them all and they get in. And once they are in then they block you out. They send emails to your friends asking for money as if they are you. They access your internet banking and buy gift cards that they send to themselves. They find out all sorts of personal information about you and start taking out loans and credit cards in your name.

It can get worse that you imagine.

• Use long and complicated passwords
• Use a different password for every account
• Consider using two-factor authorisation. You may need help with that of you may feel it is too much for you. But it is safe.
• You don’t need to change passwords regularly, that is bad advice and will just make you forget them. Just make them difficult to guess
• If you do need to write them down, then disguise them and put the piece of paper somewhere hidden. Perhaps write them down, photograph the piece of paper, hide the photograph on your phone and destroy the paper.

If in doubt, ask us.
 The Scams continue... - martin aston
I received the same email a few weeks ago apparently from an old colleague. He is about 80 but very Internet savvy. I went round to see him right away and he was already on the case.
What made it potentially convincing is that it is his email account but the scammer had put a divert on replies. The account's owner doesn't see these. I think this is a secretarial function in email?
Last edited by: martin aston on Mon 23 Aug 21 at 17:34
 The Scams continue... - No FM2R
I assume that the scammer does not change the password to avoid alerting anyone.

I am trying to persuade Ian to change his, but it's hard. It's a fair old drive as well, but I am guessing I shall have little choice.
 The Scams continue... - Duncan
>> I need to send out an email to a bunch of older people.
>>
>> Please read / critique / edit / change this for me.
>>
>> Thank you.
>>
>> ===================

>>
>> It can get worse that you imagine.

Typo? That for than?

Perhaps insert 'can' between 'you' and 'imagine'?

Or have I got my pedants hat on again?
 The Scams continue... - No FM2R
Good spot. Thanks.
 The Scams continue... - smokie
Another typo

that if you may feel it is too much for you
 The Scams continue... - Kevin
My comments. Worth what you paid for 'em.

You need to scratch the "no importance". Old folks can take things literally and focus on the "no importance" part. The problem is that too many sites that should know better have had user data stolen. Yahoo, Talk Talk, BA, FB, T-Mobile, Marriot etc. As well as councils and charities in the UK.

Scratch the "block you out" bit. Doesn't always happen. I'd put something like 'Once they are in they can start to impersonate you'.
I'd add "or credit card accounts" after "internet banking".

Don't say "long and complicated" say "longer but easy to remember". Don't use dictionary words, they're easy to crack but combining words and adding uppercase, punctuation and numbers is OK. eg. "Big3in.Bolt", "Litre-of0il".
Best not to write them down but they can write down something innocuous to jog their memory. ie A shopping list in a kitchen drawer with "Large bolts 3.99 each", "Small Castrol GTX".

Explain what two-factor authorisation actually is (in simple terms or call it something different), don't frighten them with jargon. Tell them that's it's just a way to try and stop the bad guys by confirming that it really is them.

Tell them that if they install a good password manager they would only need to remember one password but they should ask for more info if interested. (They won't).

And don't let a browser store important passwords please.

Your biggest problem is keeping it simple and avoiding information overload. Otherwise they'll just switch off. Been there.
 The Scams continue... - No FM2R
Thank you, excellent comments.
 The Scams continue... - Bobby
On passwords, I’m sure I read advice recently saying the best passwords were to use three random words? Something like walltableroad

Advice above suggests not using dictionary words?
 The Scams continue... - Bobby
And I remember years ago getting my email password hacked. To this day I still believe it was to do with a hack on the HJ website.

But the person had accessed my webmail and diverted all my emails to another email address so I wasn’t getting the replies to the emails I was allegedly sending out.
 The Scams continue... - Bobby
This was one of the sites recommending three words
www.ncsc.gov.uk/blog-post/the-logic-behind-three-random-words
 The Scams continue... - zippy
AIUI, using dictionary words allows hackers to just concentrate on combinations found within a dictionary, making brute force hacking much faster.
 The Scams continue... - Zero
nope words of any kind are a no no.

Completely random using upper. lower case, and numbers and punctuation. And accents, lots of lovely accents. At least 12 characters.


2t^dYyLxCj)NGT@?

Like that
 The Scams continue... - smokie
Although I have a fairly reasonable algorithm for operating a unique passwords policy I could probably do with tightening it up.

But surely you don't use complex ones for sites like here do you, and other unimportant stuff?

And, if you use a password manager, can you share it with your other half on different Microsoft/Google accounts?
 The Scams continue... - Zero
>> Although I have a fairly reasonable algorithm for operating a unique passwords policy I could
>> probably do with tightening it up.
>>
>> But surely you don't use complex ones for sites like here do you, and other
>> unimportant stuff?

I dont even have a valid email for this site.
 The Scams continue... - No FM2R
>>I dont even have a valid email for this site.

I know, but I still use it to email you. I like the peace and quiet and lack of smart a*** responses. I also win all the arguments you don't know we're having.
 The Scams continue... - Kevin
>And, if you use a password manager, can you share it with your other half on different Microsoft/Google accounts?

I use Bitwarden and yes, you can share credentials between members of a group or Organisation as they call it. So Mrs Smokie could share your credit card details with you if she approved of why you wanted it.
 The Scams continue... - smokie
Thanks. Rather than pollute Marks original thread too much, I've started a thread in Computing about password managers. It's here

www.car4play.com/forum/post/index.htm?f=6&t=29243
 The Scams continue... - No FM2R
>>But surely you don't use complex ones for sites like here do you, and other unimportant stuff?

I have a useless email address and a crap password that I use for everything I don't care about and duplicate all the time. Both the email address and the password have been hacked a gazillion times and I haven't changed them in years.

Everything else (around 100 accounts I think) has a long, complicated and unique password, unknown to me, managed by a password manager, with a 29 character password of upper and lower case, numbers and special characters. I maintain two different password managers, both backed up, and 2FA access on everything that allows it.

My phone is encrypted and you would need two different passwords and my fingerprint to use it. I can't stop someone resetting it if they try hard enough, but no normal thief will get any data off it.

I don't know if my password managers would share credentials with someone else because I don't, and wouldn't ever, do it.

I still worry.

[all pretty simple to use and maintain, somewhat of an a*** to set up)

 The Scams continue... - bathtub tom
>> Everything else (around 100 accounts I think) has a long, complicated and unique password, unknown
>> to me, managed by a password manager, with a 29 character password of upper and
>> lower case, numbers and special characters. I maintain two different password managers, both backed up,
>> and 2FA access on everything that allows it.
>>
>> My phone is encrypted and you would need two different passwords and my fingerprint to
>> use it. I can't stop someone resetting it if they try hard enough, but no
>> normal thief will get any data off it.





OOH! Is that a challenge?
 The Scams continue... - Duncan
>> 2t^dYyLxCj)NGT@?
>> Like that

Ok. Then how do you memorise/store that password - and all the others?
Last edited by: VxFan on Tue 24 Aug 21 at 12:36
 The Scams continue... - Zero
>> Ok. Then how do you memorise/store that password - and all the others?

You have it tattooed on your willy. Of course that means you can only have a 4 letter password.

It also has the advantage that pedants cant whine about the spelling
Last edited by: VxFan on Tue 24 Aug 21 at 12:36
 The Scams continue... - Kevin
>You have it tattooed on your willy. Of course that means you can only have a 4 letter password.

I already have "International Business Machines United Kingdom, Public Limited Company" on mine. Did you have to go for "IBM"?
 The Scams continue... - Zero
>> >You have it tattooed on your willy. Of course that means you can only have
>> a 4 letter password.
>>
>> I already have "International Business Machines United Kingdom, Public Limited Company" on mine. Did you
>> have to go for "IBM"?

Been a while since you saw more than "int" tho.
 The Scams continue... - Clk Sec
>> >> Ok. Then how do you memorise/store that password - and all the others?
>>
>> You have it tattooed on your willy. Of course that means you can only have
>> a 4 letter password.
>>
>> It also has the advantage that pedants cant whine about the spelling
>>

You're wasted here, Z.
:-)
 The Scams continue... - Manatee
>> >> 2t^dYyLxCj)NGT@?
>> >> Like that
>>
>> Ok. Then how do you memorise/store that password - and all the others?

I keep mine in an encrypted password storage file that I access using a proprietary password program that keeps the file in the cloud and syncs with devices. I can access it from my phone or laptop and I keep a fairly recent back up to limit what I would lose if the cloud file became inaccessible.

You can of course set up so that you only enter a master password and the program completes the password for you but I don't like that idea. Some passwords I allow the browser to save, but not email and financial ones or my phone account (having your phone number stolen is a problem with 2 factor security).

My passwords are now all unique and contain upper and lower case letters, numbers and symbols.

The single point of failure is if somebody finds my password file and cracks it, then boom it's all gone. 4 digits would get you into my phone, and you could find the app, but you need the strong master password to get in. And it won't allow more than 10 attempts.

Nothing is totally, unbreakably secure, nor was it prior to the internet and personal computing.

It's ridiculous for banks etc. to say to people "don't write your password down". Anything you can remember easily is unlikely to be very secure.
Last edited by: Manatee on Tue 24 Aug 21 at 14:17
 The Scams continue... - No FM2R
>>Some passwords I allow the browser to save

I don't for anything other than my rubbish email/password.

>>Anything you can remember easily is unlikely to be very secure.

I think to have a single, unique and complex password is ok. Perhaps even a couple, but loads? Never going to happen. Not with me, anyway.
 The Scams continue... - BiggerBadderDave
"2t^dYyLxCj)NGT@?"

You hear that a lot in Glasgow.
 The Scams continue... - tyrednemotional
>>
>> 2t^dYyLxCj)NGT@?
>>
>> Like that
>>

....well, that's a coincidence....
 The Scams continue... - Zero
>> ....well, that's a coincidence....

Not really, I got it from your machine.
Last edited by: VxFan on Wed 25 Aug 21 at 03:06
 The Scams continue... - Stuartli
>> On passwords, I’m sure I read advice recently saying the best passwords were to use three random words? Something like walltableroad >>

But that's not what the TV advertisements suggest...:-)

tinyurl.com/4yw3v5xb
 The Scams continue... - Ambo
Zero, what email password do you refer to? I'm not aware that I have one, unless you refer to the passwords for access to a particular organisation such as Amazon or Car4play?
 The Scams continue... - Manatee
>>what email password do you refer to?

In the absence of Zero...

The password that stops me or anyone else reading your email.

Your password will have been saved at some point to the device you are using which will be signing you in when you open your email program or web page.

You will definitely have one. It's one of the important ones because access to it will not only give access to your emails but will facilitate the resetting of many other website passwords.
 The Scams continue... - martin aston
If you use an iPad all your passwords are saved in Settings. You only need your four digit device code to access them. I assume you can stop it saving passwords but I find it useful and my iPad seldom leaves the house so the risk is low.
 The Scams continue... - No FM2R
Well it getting lost or nicked is indeed one risk, but what about if it just breaks? You might not be able to get it repaired, and even if you can it might get factory reset, and even if not you might need to send it away to get it done at which time the repair engineers can go for a romp through your life.

 The Scams continue... - zippy
>> Well it getting lost or nicked is indeed one risk, but what about if it
>> just breaks? You might not be able to get it repaired, and even if you
>> can it might get factory reset, and even if not you might need to send
>> it away to get it done at which time the repair engineers can go for
>> a romp through your life.
>>
>>
>>

I believe if you have an Apple account, and tick the appropriate setting, the iPad will save your passwords to the cloud and download them to all your IOS devices.

(This was explained to me by an iPhone expert so apologies if I have it wrong.)
Last edited by: zippy on Tue 24 Aug 21 at 21:33
 The Scams continue... - No FM2R
I'm sure you're right. The last, and only I think, Apple product I've owned was an iPhone 4.0 I think, and I hated that after 5 days and got shot.
 The Scams continue... - zippy
Work are using a pattern of numbers for passwords on an increasing number of non-core applications. For example

445832211
234959059
203949506
945983453
234839403
230349435
249448384
234958434
923428232

The numbers always change whenever you use the application. The numbers can also be letters.

Your password is a pattern. So if your pattern is a "T", you would enter 44583221154834452.

Next time it would be a different set of numbers based on the same pattern.

As the numbers / letters constantly change it seems pretty secure to me but I'm sure one or more of you will put me right.
 The Scams continue... - No FM2R
Looks pretty secure to me technically.

But talk about giving your staff incentive to try to find a way to lessen the impact or bypass it.

Talk about trying to give It a bad name. FFS. If that isn't for nuclear launch codes it's insane.
 The Scams continue... - zippy
All of the grids are images of characters, not text so there is no cutting and pasting and one image rather than 81 with names that could give clues to the numbers (I've looked at the code).
 The Scams continue... - Kevin
So all anyone needs to know is that Zippy is a 'T'? Or am I missing something?
 The Scams continue... - zippy
>> So all anyone needs to know is that Zippy is a 'T'? Or am I
>> missing something?
>>

LOL, I'm not that silly!
 The Scams continue... - Kevin
No - I'm trying to work out how this works. Is it like this:

When you fire up an application you enter your login-id and it then presents you with a picture of a grid of numbers/letters. You then have to choose the numbers/letters that would make up the shape of your personal alphanumeric character and enter those numbers/letters as a password.

Have I got that right?
 The Scams continue... - zippy
Sort of.

The shape can be anything, not necessarily an alpha numeric character. Could be a snake, every 3rd number, a low res giraffe etc.

Plus of course two factor authentication to work's mobile.
 The Scams continue... - No FM2R
You've got me intrigued now.

How do you know which shape to use at each login time?

How are you presented the number matrix?

Is this measure primarily aimed at ensuring that a real person is entering, like an enhanced captcha type thing, is it it aimed at preventing unauthorised entry?
 The Scams continue... - zippy
>> You've got me intrigued now.
>>
>> How do you know which shape to use at each login time?

You set up a shape for each app first time it's used - so I might use a horse for one app and a number 3 shape for another app. The process authenticates who you are with data known about you and TFA. I use a memory based word map (a made up story to remember my passwords) to remember the shape for each app.

>> How are you presented the number matrix?
>>

On the log on page, you enter your user name for the app and the grid is generated with a password box for the number.

>> Is this measure primarily aimed at ensuring that a real person is entering, like an
>> enhanced captcha type thing, is it it aimed at preventing unauthorised entry?
>>

The latter. The grids are time sensitive, i.e. they expire after a minute or so, so if you don't complete the log in you have to start again.
Last edited by: zippy on Wed 25 Aug 21 at 19:06
 The Scams continue... - No FM2R
Not trying to challenge, just understand;

So all you need to remember to enter the account is your shape for that account; horse, '3', whatever and everything else you can work out from the screen in front of you?

I think I'm not getting it, because that doesn't sound much different to a simple password.

 The Scams continue... - zippy
Yes, but its much harder to shoulder surf or trap using key loggers than a normal password would be and with the rise of staff working from all sorts of locations at the moment, that's considered to be important.
 The Scams continue... - Ambo
Thanks for you posting Manatee. I don't know what my email password is. How do I find it?

Do others share my ignorance?
 The Scams continue... - Ambo
I should have said that I use a desktop only. I don't have an iPad or smart phone.
 The Scams continue... - smokie
Ambo - I have sent some detailed info in an email which hopefully will help.
 The Scams continue... - Manatee
>>I don't know what my email password is. How do I find it?

I'm sure there are plenty of others who are unaware or have forgotten how something was set up years ago.

I'm guessing your password is saved to your browser. If that is Chrome, it will show your passwords - open "Settings" via the 3 dots to the far right of the address bar, and search for "passwords". They are shown starred out but can be viewed by entering your windows password or PIN (what you use when you log in to your PC). Microsoft Edge works the same way.

(It follows that passwords saved to your browser are only as secure as your PC and its windows password!)
Last edited by: Manatee on Wed 25 Aug 21 at 10:11
 The Scams continue... - Zero
Just out of curiosity I did a quick into using biometric (facial, fingerprint) security For Gmail/Chrome on Windows. Easy on android, not easy or straightforward on windows.

Bit of a missed opportunity I feel.
 The Scams continue... - Ambo
I use Chrome but don't use a windows password (didn't know I had one) or a PIN. I just open Outlook for emails, select a site from Favourites for websites or do a Google search for new sites.

I clicked on the three dots etc. and found only two passwords, one live and the other abandoned over 10 years ago.

Smokie, thanks but I didn't get your email.
 The Scams continue... - smokie
"Smokie, thanks but I didn't get your email."

I replied to your last email to me, subject "RE: Your address list problem" at 09:46 today, so it should have reached you. It would have come from smokie_mod@car4play.com

I'll resend but it may be superseded anyway.

Did you check your SPAM folder?

Last edited by: smokie on Wed 25 Aug 21 at 12:54
 The Scams continue... - Ambo
Smokie, I don't have a Spam facility unless it is what my computer labels "Junk". Following Junk/Junk-Email options/Safe Senders I can see your email listed but can't open it. The only option offered is "Export to file" but what file? Normally I would use one I have labelled Computer containing numerous others but that doesn't work.
 The Scams continue... - smokie
Can you drag and drop it to your inbox?
 The Scams continue... - Ambo
Alas, no.
 The Scams continue... - Manatee
>>I use Chrome but don't use a windows password (didn't know I had one) or a PIN. I just open Outlook for emails, select a site from Favourites for websites or do a Google search for new sites.

Outlook remembers the password. I think you will be able to retrieve or reset the password but somebody who is more familiar with Outlook can probably help you better than I.
 The Scams continue... - No FM2R
If you mean Outlook the desktop program, then when you first install it each account as to be added. Sometimes that requires some technical details but it 100% required your email address and password.

I suggest you resolve this now because if something goes wrong in the future (PC dies, account hacked, etc. etc.) that will be the wrong time to do it.

Are you sure you don't know the password, haven't got it stored or written down somewhere, told the wife or something?

You need to log into your email account using a browser, essentially using the web interface. Type in your email address and then it will ask for your password. If you know it, all well and good, but if you don't then you will have to go the "forgot my password" route, which involves knowing the answers to your security questions and perhaps access to your phone.

It is also possible that you set a recovery email address.

Perhaps you should do this when your IT expert is visiting. It's not that it is difficult but there are many possibilities and he'll know what he is looking at easily.

One thing to be aware of is that in the throws of trying to recover a password if you don't know the answers to the security questions, don't have a recovery email address and don't have a telephone number stored it is possible to cause yourself significant problems.

Perhaps you should set up a second email account that you do know the password to and start transferring stuff to it and advising people.

You could carry on as you are and perhaps the chances of something going wrong are small. The concern is that if they do go wrong you may have insurmountable difficulties.
 The Scams continue... - Dog
>>Do others share my ignorance?

No.

:o}
 The Scams continue... - No FM2R
Indeed, some have a whole 'nother brand and degree of ignorance.
 The Scams continue... - Dog
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 The Scams continue... - No FM2R
>>Upon your contact with us, the sum of $2,200,000.00 USD (Two Million Two Hundred Thousand United States Dollars) will be credited into the VISA DEBIT ATM CARD and this will enable you to withdraw your funds in any ATM Machines

That would take 12 - 20 years to get out of an ATM going every day. I think you should say no, it's unreasonable and ridiculous to expect you to do that much work. Do these people think you have nothing better to do than traipse to an ATM every day?

 The Scams continue... - Zero
Perhaps the money can be used to bail me out? Apparently there is an international arrest warrant out for me because I misused my social security number. I'm doomed.
 The Scams continue... - Dog
>>That would take 12 - 20 years to get out of an ATM going every day. I think you should say no

Aw shucks, bang goes the Mulsanne, the villa in the Côte d’Azur, the yacht, the trip into space etc. etc.
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