A family member is with LV, and had her renewal quote last week. It had come down a tenner from the previous year.
I'm also with LV. Mine had gone up from £275 to £330.
I used the topcashback comparison website to get quotes - LV were quoted, at £304.
Preferring to talk to them, I rang Monday, long queue, gave up.
I rang Tuesday at 9am, they answered instantly, and happily matched the £304. If I'd pushed perhaps I'd have got more, but hey.
I stick with LV based on my experience of an accident in my Zoe about four years ago, when someone drove into the back. LV dealt with it really well I thought, with no delays, fast response on the phone, lots of info, they paid out with no hassle, including the excess, and so on. I can only hope that level of service is still applicable if something else happens.
Even the cheapest quote online was about £260, with some unknown to me insurer. For the extra £45 LV wanted I'll stick with what I know. Avoiding the potential stress of some manky insurer arguing the toss about everything and being really slow is worth the money.
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