Miss Zippy has saved c30% (£60k) deposit for a £200k flat. She managed to save half of that this year. The mortgage is 3x earnings.
The only expenditure she has is a £10 a month phone contract and she is living rent free with me at the moment.
Perfect credit history.
But none of the major banks want to know re a mortgage.
I am guessing that it's because she's contract based (as all junior doctors until they reach registrar level - which is next year even though she has the exam results).
Are brokers the only route and does one have to pay the broker or are they commission based?
Any other advice welcome.
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Mortgages For Doctors - Advice Please new
Mortgages For Doctors - Advice Please new
