The bin / iin for Santander should be 4547 42 for Visa.
These should be the first 6 digits of your card's long number. Please note that I have no experience of how the card system works.
I have checked on the history reports and 4757 13 also appears on the list as a CLASSIC debit card for Santander so I guess that there isn't an overdraft link or someone's SOAP service's database has got corrupted data and is saying that the card is Ecuadorian and therefore we can't give credit.
Perhaps they mistyped the 31. Cross check it with your card, does it say 4757 13xx or 4757 31xx?
Last edited by: zippy on Tue 8 Jun 21 at 22:44
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