Rejecting (suspicious) transactions is fine, as long as the service provider can cope with such a rejection.
Whilst organising a trip to Finland with the motorcaravan, my card was ostensibly rejected for a ferry booking via the English language section of a Finnish site for an Estonian ferry company. The booking was left "hanging" in an unknown state, and was not easily (actually, not at all) recoverable via the (buggy) English language section of the website. It can get quite tense trying to sort something like that out.
The situation was eventually recovered by reverting to the (bug-free) German language version, and subsequently a long technical discussion commenced by email with their customer services, when they eventually confirmed they had found a problem.
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Risk... new
Risk... new