>> >>I think that means that every single time I use them it will send a
>> code to my phone and I have to enter that as well as my password?
>>
>> No. Typically what it means is that every time you use a computer you have
>> not used before, or a browser on your computer that you have not used before,
>> then it will request a code.
>>
>> If it is a browser/computer combination that you have used before then it does nothing.
>>
Every time I use a certain login for a particular financial service, even on the same PC and browser it sends a code to my phone to be entered.
Some services will send the code by email or by robotic voice to a landline so a mobile phone is not always required.
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