When I contacted Natwest about my mother's account (I had POA already) it was a case of filling in a form in branch and they just asked whether the account was to become joint, so we would both have to authorise everything, or just me going forward.
I chose just me, and have run it without a hitch ever since. Same happened with everything else financial of hers. Tell them you have POA, send it to them, done.
But i didnt do it until she was incapable of even understanding what a cheque was, never mind what was written on it.
Before that we took her cheque book away ( banks dont issue those any more, love, sorry) and my sister got her some pocket money each week, which every so often my sister would then sweep back up from the house and put back in the bank.
All a bit stressful but worked for us.
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