And if you picked 28 or 32 it would be very different.
I am suspicious that the share market is simply a giant Ponzi scheme - as more people put money into shares they increase in value (similarly when more people buy houses they inflate in price).
When the time comes that more people are taking out of their pension schemes than are paying in the house of cards comes down.
I certainly wouldn't use gold as a long term investment either - good to get into as equities overheat I guess.
I'll stick to my pyrites-plated NHS pension for now!
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