My Mac does incremental backups (Time Machine) all the time. So not only do I have a full backup which it's possible to reinstall from (easier with a disk backup/clone) but there are multiple versions of files going back over time.
Surely someone on here can recommend an equivalent - Microsoft used to have a sync/backup GUI that could schedule regular incremental syncing of file changes. If it was me, I'd schedule something like ROBOCOPY to run in the background periodically to sync changes.
With the Mac, the Time Machine backup is automatic and non-intrusive. I then regularly sync (using rsync) the folders of importance to my NAS. And less often, rsync the entire NAS to a USB drive.
And as mentioned, music is sync'd to Google Play Music (free) and photos go to the cloud (currently Dropbox, also free 74GB of storage).
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