>> But who would run such the scheme and how efficient would a monopoly supplier of
>> TP insurance be?
>>
As a government body, the DVLA could run it.
>> What incentive would anybody have to drive carefully: Your insurance premium could never increase no
>> matter how much damage you had caused.
>>
It's a 3rd party insurance so the claims would all be the drivers fault or shared fault, I therefore propose 3 strikes and you're out, licence revoked or further training/test required.
Maybe counting shared blame as half a strike.
Last edited by: Kithmo on Thu 18 Aug 11 at 15:33
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