"The correct response is "Thank you for asking, my personal finances are obviously private but I can afford it at the price I am offering."
Would you as a buyer seriously consider for one moment an offer from someone who gave that answer to a request as to how the purchase was to be financed? You would not wish to know whether there was a mortgage offer involved (which could be withdrawn) or whether the offer was dependant on the sale of another property?
If you were a a cash buyer would you not wish to stress your financial position when making an offer?
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