I'll go to the foot of our stairs.
It must be 20 years since HSBC nudged my premium up to £500 at which point I rebelled and got it for half the price elsewhere.
After we built the new house I got some cover through a broker that cost me £700. It was a bit bespoke because the house still didn't have a completion certificate.
When the renewal came around, even though is was by then signed off, the premium offer didn't really drop. So I went and compared, and got Esure for £225. Considering I had a c. £250,000 claim in 2019 I thought that was extremely good value.
Just got the renewal offer. £252. Unlimited rebuilding cost (I estimated £470k last year) £50k contents, accidental damage, new for old, alternative accommodation, door locks, legal, public liability, home emergency.
I keep looking at the policy wondering what I have missed. I know I looked at adding bike cover last year and thought it expensive. Also valuables away from home, which I stopped bothering with some time ago. We don't do serious jewellery and there's only camera kit when on holiday, which I can bear if I have to, if it isn't covered by travel insurance.
Is this all it costs these days? I also live in a flood village!
This is all very dull. But it's a change from grumbling about price rises.
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Home Insurance new
Home Insurance new
