No Insurance is however an 'Absolute Offence' with only one defence, and that is if as an employee you had no reason to believe that your employers would not have insurance cover. Some mitigation maybe.
Consider the scenario at the roadside having been pinged on ANPR. PC makes all diligent inquiries and the 'computer says NO'. That's it, car is recovered on a low loader and you are arranging a lift.Then having to fight your corner. Recovery fees. £200 fixed penalty and so on. A whole load of grief.
Back in the day the first question when inquiring as to the validity of a policy was, "Have they been involved in an accident?" If the response was "No" they normally deemed their customers as covered.
As regards the card details they have been the same for a number of years.
I'm sure with DL you used to get a 'touting for business call' a couple of weeks prior to see if you wished to renew and take payment.
Last edited by: Fullchat on Sat 7 May 22 at 10:23
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