Lots of good info there, keep it coming chaps. Answering Martin's point, no , our friend transferred money in £200 blocks from my two savings accounts to the debit card current account he was using. I ended up, after various transfers in and out, having £600 more in that account than I had on the day before he started. Of course, it was mine anyway ! He couldn't use our joint account for purchases as he didn't have any card details but he could transfer money. I feel he could have thoroughly rinsed me if the HX hadn't frozen it all when they did. I was a bit concerned, although it didn't affect me, that the helpline closed at 11pm. What do you do if you get scammed after midnight ? I do have the facility to freeze my accounts but in this case, he had changed my login details on the desktop and the phone, denying me access.
I appreciate that false names would be used but it's such an unusual real name to be picked at random. Perhaps he didn't realise that using his own account to harvest the money would bring his name and account number onto the screen. I told the police but they didn't seem interested. Perhaps it will go in the bin with the 80,000 other crimes that our force have been accused of 'writing off'.
The HX and myself were at a loss about how the bloke got into the online account. Possession of a debit card, legit or not, shouldn't have allowed that....or should it ?. I have Bitdefender security and, although being an old duffer, I am mostly up to date with scams, etc. My password, n obscure German word, changed now, is not written down as I have a good memory, even swm doesn't know it as she never needs to use 'my' internet banking. If she did, we could easily 'code' it for her. My memory for numbers is very good, I haven't come across anyone else yet who knows their 16 figure no. expiry date and security number without looking at the card.
More thoughts fro you banking experts always welcome, we'll see what happens. All ok up to now, new cards coming next week. I like the new HX cards with no embossed number, much easier to read, both debit and credit ones. Only trouble now is getting my £2K back from swm before she hits the Trafford Centre !
Ted
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Scam calls new
Scam calls new
