I’ve had one for a number of years....load currencies onto it when a decent exchange rate. Link direct to my current account. So far so good.
Previously I’ve transferred euros to my normal rental letting company....easy peasy. Since leaving the EU the bank whom the Spanish letting company use levy a charge on transfers in from banks outwith the EU.
I owed the agent €245. Transferred, at no charge to me, from my Revolut ‘euro’ balance. The agents Spanish bank charged them €18, which I’ve had to reimburse. I was told that a Swiss customer ( Schengen not EU) paid the company €50k and there was a bank fee of €1750.
My fault. I’d never considered it....should have paid cash from a local ATM...still ATM fees levied on my Revolut card but fewer than the agents bank charges.
You live & learn
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