How much money is involved? For a small amount on a banger I’d trust my instincts. For more money I would be more cautious.
Cash is good if you can get to a bank together and deposit over the counter. I would also look at online payment from an App or online banking but I am not sure if it’s 100% irrevocable?
As for bankers drafts I seem to recall they can be stolen and misused. I am not sure what they even look like or how you check them.
Have you worked out how insurance will work for a test drive.
Whatever you do I would agree payment and insurance before he comes. You can then prepare your checks. The last time I sold a car to a stranger he said he was a dealer and he had insurance. i asked to see it when he asked to test drive. I had never seen trader insurance and it took me a few embarrassing minutes while I tried to see if it covered him to drive my car. I also checked his licence………all a bit awkward socially but easier if you’ve agreed it in advance.
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