>> 20 days it took, from first contact to first money being paid, this is not
>> painstaking
I don't understand that comment - surely the longer the con the more painstaking it was?
>> >> but I doubt if she is an utter moron.
>>
>> Its this.
What takes some accounting for is how, when the bank was repeatedly drawing her attention to the likelihood of fraud, she managed not to absorb it sufficiently to penetrate the fiction. Perhaps fraud warnings are now so repetitive and familiar, even when we are making legitimate transactions, that they just aren't effective.
I have made a lot of large payments over the last year and unless it's an existing payee there is always a warning - even when, as it usually does, the bank details are confirmed to match the payee's name. On the app I use to make payments, after I have put the payee's bank details in, I invariably get a big green tick and a message that the details match, and on the same page a question as to whether I am sure I am not being conned. It always makes me uncomfortable. Cognitive dissonance I think it's called.
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