How much debt a student has can make a significant difference in the first (and years after) graduation.
The son that went to Aberdeen after graduation was 3 months accommodation from employer foc. Rented with another trainee for 15 months. My son was perplexed that until payday his flatmate had little to spend for a night out or anything other than the essentials - he thought he was "careful with money / mean". My lad was putting cash aside for flat buying the next year.
It turns out he had total debt IIRC around £40+K (1998). I do not know the make up but it was a mixture of student loans (manageable) overdraft, credit card debt, HP on a few items etc etc, The overdraft/CC was the killer as he was on a repayment schedule to clear it and could not use the card)
It was 6-9 months into the 12 month flat share my son realised what the problem was & how fortunate he was.
The boy with all this debt had wealthy parents, the father & mother lived in the Middle East - seconded by the dad's employer in the UK on large construction projects. He said that they took no interest in his "struggles" with his debt as he had not been careful when at Imperial College London. I can see the point of view BUT if any of my 3 had troubles the Bank of M&D would roll up and help (modest gift/grant , clear the debt on high interest CC etc and put in place 0% repayable loan over a few years).
20+ years on the young man did well at work, Chartered Engineer and undoubtedly on "good money" My son mentions him occasionally as they still chat & have friends & colleagues going back the 23 years to the flat share. They now work for different companies and 6,000 miles apart.
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Bombshell dropped, the Mother distraught |
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No FM2R |
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27 Jul 21 14:53 |
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Bombshell dropped, the Mother distraught |
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Bromptonaut |
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27 Jul 21 15:31 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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27 Jul 21 15:49 |
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Bombshell dropped, the Mother distraugh.. |
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Pezzer |
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27 Jul 21 16:19 |
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Bombshell dropped, the Mother distraug.. |
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bathtub tom |
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27 Jul 21 16:25 |
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Bombshell dropped, the Mother distra.. |
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No FM2R |
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27 Jul 21 16:31 |
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Bombshell dropped, the Mother distraug.. |
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No FM2R |
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27 Jul 21 16:30 |
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Bombshell dropped, the Mother distra.. |
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Pezzer |
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27 Jul 21 16:41 |
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Bombshell dropped, the Mother distr.. |
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No FM2R |
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27 Jul 21 16:45 |
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Bombshell dropped, the Mother dist.. |
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Pezzer |
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27 Jul 21 17:12 |
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Bombshell dropped, the Mother distra.. |
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Clk Sec |
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27 Jul 21 16:46 |
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Bombshell dropped, the Mother distr.. |
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No FM2R |
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27 Jul 21 16:48 |
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Bombshell dropped, the Mother dist.. |
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Clk Sec |
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27 Jul 21 16:54 |
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Bombshell dropped, the Mother dist.. |
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Runfer D'Hills |
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27 Jul 21 16:56 |
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James Loveless |
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27 Jul 21 18:18 |
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Runfer D'Hills |
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27 Jul 21 18:26 |
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Bombshell dropped, the Mother distra.. |
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Bromptonaut |
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27 Jul 21 17:39 |
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Bombshell dropped, the Mother distr.. |
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No FM2R |
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27 Jul 21 17:40 |
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Bombshell dropped, the Mother distraught |
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Kevin |
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27 Jul 21 17:28 |
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Bombshell dropped, the Mother distraught |
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Runfer D'Hills |
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27 Jul 21 17:30 |
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Bombshell dropped, the Mother distraugh.. |
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No FM2R |
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27 Jul 21 17:40 |
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Bombshell dropped, the Mother distraug.. |
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Robin O'Reliant |
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27 Jul 21 17:54 |
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Bombshell dropped, the Mother distra.. |
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No FM2R |
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27 Jul 21 17:57 |
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Bombshell dropped, the Mother distr.. |
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Zero |
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27 Jul 21 18:05 |
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Bombshell dropped, the Mother dist.. |
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smokie |
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27 Jul 21 18:39 |
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Bombshell dropped, the Mother dis.. |
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Lemma |
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27 Jul 21 21:21 |
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Bombshell dropped, the Mother di.. |
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No FM2R |
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27 Jul 21 21:40 |
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Bombshell dropped, the Mother .. |
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Manatee |
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27 Jul 21 23:17 |
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Bombshell dropped, the Mother .. |
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Kevin |
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28 Jul 21 11:44 |
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Bombshell dropped, the Mother.. |
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No FM2R |
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28 Jul 21 14:31 |
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Bombshell dropped, the Mothe.. |
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Kevin |
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28 Jul 21 14:52 |
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Bombshell dropped, the Moth.. |
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No FM2R |
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28 Jul 21 14:54 |
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Bombshell dropped, the Mother distraught |
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Zero |
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28 Jul 21 15:14 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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28 Jul 21 15:17 |
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Bombshell dropped, the Mothe.. |
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Mapmaker |
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28 Jul 21 16:32 |
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Bombshell dropped, the Moth.. |
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No FM2R |
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28 Jul 21 16:51 |
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Bombshell dropped, the Mother distraught |
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Bromptonaut |
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28 Jul 21 17:08 |
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Bombshell dropped, the Mother distraught |
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Zero |
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28 Jul 21 17:13 |
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Bombshell dropped, the Mother distraugh.. |
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Bromptonaut |
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28 Jul 21 17:26 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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28 Jul 21 17:35 |
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Bombshell dropped, the Mother distraught |
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Mapmaker |
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31 Jul 21 20:39 |
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Bombshell dropped, the Mother .. |
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Lemma |
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28 Jul 21 23:02 |
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Bombshell dropped, the Mother.. |
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No FM2R |
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28 Jul 21 23:14 |
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Bombshell dropped, the Mothe.. |
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Lemma |
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29 Jul 21 09:27 |
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Bombshell dropped, the Moth.. |
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James Loveless |
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29 Jul 21 10:07 |
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Bombshell dropped, the Mother distraught |
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Zero |
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29 Jul 21 12:34 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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29 Jul 21 13:01 |
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Bombshell dropped, the Mother distraught |
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commerdriver |
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29 Jul 21 15:06 |
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Bombshell dropped, the Mother distraugh.. |
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Zero |
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29 Jul 21 16:10 |
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Bombshell dropped, the Moth.. |
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No FM2R |
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29 Jul 21 11:29 |
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Bombshell dropped, the Mother distraught |
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Lemma |
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29 Jul 21 14:05 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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29 Jul 21 14:09 |
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Bombshell dropped, the Mother distraught |
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R.P. |
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29 Jul 21 15:48 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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29 Jul 21 16:10 |
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Bombshell dropped, the Mother distraugh.. |
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James Loveless |
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29 Jul 21 18:33 |
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Bombshell dropped, the Mother distraug.. |
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Zero |
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29 Jul 21 19:31 |
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Bombshell dropped, the Mother distraugh.. |
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Lygonos |
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30 Jul 21 12:35 |
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Bombshell dropped, the Mother distraug.. |
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Zero |
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30 Jul 21 12:50 |
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Bombshell dropped, the Mother distra.. |
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legacylad |
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30 Jul 21 13:41 |
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Bombshell dropped, the Mother distra.. |
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No FM2R |
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30 Jul 21 14:20 |
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Bombshell dropped, the Mother distraug.. |
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No FM2R |
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30 Jul 21 14:19 |
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Bombshell dropped, the Mother distra.. |
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Robin O'Reliant |
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30 Jul 21 17:54 |
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Bombshell dropped, the Mother distr.. |
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No FM2R |
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30 Jul 21 18:00 |
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Bombshell dropped, the Mother dist.. |
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No FM2R |
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30 Jul 21 18:02 |
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Bombshell dropped, the Mother distraugh.. |
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Lemma |
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30 Jul 21 17:19 |
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Bombshell dropped, the Mother di.. |
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Falkirk Bairn |
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28 Jul 21 06:44 |
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Bombshell dropped, the Mother .. |
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sooty123 |
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28 Jul 21 07:56 |
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Bombshell dropped, the Mother.. |
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Falkirk Bairn |
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28 Jul 21 08:36 |
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Bombshell dropped, the Mothe.. |
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Bromptonaut |
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28 Jul 21 08:55 |
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Bombshell dropped, the Moth.. |
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Falkirk Bairn |
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28 Jul 21 09:58 |
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Mapmaker |
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28 Jul 21 16:19 |
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martin aston |
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28 Jul 21 08:20 |
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Duncan |
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28 Jul 21 09:48 |
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Bombshell dropped, the Mother.. |
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Bromptonaut |
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28 Jul 21 09:58 |
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Bombshell dropped, the Mother.. |
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Falkirk Bairn |
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28 Jul 21 10:12 |
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Bombshell dropped, the Mother distraught |
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Manatee |
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27 Jul 21 22:56 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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27 Jul 21 23:56 |
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Bombshell dropped, the Mother distraught |
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sooty123 |
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28 Jul 21 08:10 |
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Bombshell dropped, the Mother distraught |
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zippy |
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28 Jul 21 09:31 |
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Bombshell dropped, the Mother distraugh.. |
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helicopter |
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28 Jul 21 11:34 |
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Bombshell dropped, the Mother distraug.. |
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No FM2R |
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28 Jul 21 16:48 |
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Bombshell dropped, the Mother distraugh.. |
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Duncan |
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28 Jul 21 14:34 |
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Bombshell dropped, the Mother distraug.. |
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No FM2R |
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28 Jul 21 14:51 |
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Bombshell dropped, the Mother distraugh.. |
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No FM2R |
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28 Jul 21 14:42 |
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Bombshell dropped, the Mother distraug.. |
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PeterS |
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28 Jul 21 16:30 |
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Bombshell dropped, the Mother distraugh.. |
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Bromptonaut |
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2 Aug 21 15:49 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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28 Jul 21 14:28 |
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Bombshell dropped, the Mother distraugh.. |
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Paul Robinson |
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28 Jul 21 16:33 |
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Bombshell dropped, the Mother distraug.. |
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bathtub tom |
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28 Jul 21 16:41 |
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Bombshell dropped, the Mother distra.. |
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No FM2R |
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28 Jul 21 16:46 |
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Bombshell dropped, the Mother distra.. |
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tyrednemotional |
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28 Jul 21 16:49 |
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Bombshell dropped, the Mother distr.. |
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No FM2R |
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28 Jul 21 17:03 |
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Bombshell dropped, the Mother dist.. |
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tyrednemotional |
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28 Jul 21 17:07 |
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Bombshell dropped, the Mother dist.. |
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Zero |
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28 Jul 21 17:08 |
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Bombshell dropped, the Mother dis.. |
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No FM2R |
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28 Jul 21 17:32 |
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Bombshell dropped, the Mother di.. |
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Falkirk Bairn |
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28 Jul 21 18:37 |
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Bombshell dropped, the Mother .. |
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smokie |
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28 Jul 21 19:29 |
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Bombshell dropped, the Mother.. |
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No FM2R |
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28 Jul 21 19:39 |
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Bombshell dropped, the Mothe.. |
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R.P. |
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28 Jul 21 21:14 |
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Bombshell dropped, the Mother.. |
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Bromptonaut |
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28 Jul 21 21:37 |
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Bombshell dropped, the Mothe.. |
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No FM2R |
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28 Jul 21 21:43 |
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Bombshell dropped, the Moth.. |
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Bromptonaut |
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28 Jul 21 21:46 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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28 Jul 21 22:00 |
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Bombshell dropped, the Mother distraught |
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zippy |
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28 Jul 21 22:25 |
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Bombshell dropped, the Mothe.. |
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sooty123 |
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28 Jul 21 21:49 |
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Bombshell dropped, the Moth.. |
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No FM2R |
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28 Jul 21 22:25 |
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Bombshell dropped, the Mother distraught |
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Bromptonaut |
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28 Jul 21 22:49 |
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Bombshell dropped, the Mother distraught |
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No FM2R |
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28 Jul 21 22:57 |
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Bombshell dropped, the Mother distraugh.. |
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tyrednemotional |
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28 Jul 21 23:20 |
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Bombshell dropped, the Mother distraugh.. |
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zippy |
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29 Jul 21 11:25 |
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Bombshell dropped, the Mother distraug.. |
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Clk Sec |
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29 Jul 21 11:35 |
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Bombshell dropped, the Mother distraug.. |
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Pezzer |
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2 Aug 21 15:09 |
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Bombshell dropped, the Mother distra.. |
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Bromptonaut |
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2 Aug 21 15:23 |
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Bombshell dropped, the Mother distr.. |
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Falkirk Bairn |
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2 Aug 21 15:45 |
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Bombshell dropped, the Mother dist.. |
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Pezzer |
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2 Aug 21 16:55 |
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Bombshell dropped, the Mother dist.. |
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No FM2R |
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2 Aug 21 18:49 |
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Bombshell dropped, the Mother dis.. |
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Bromptonaut |
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2 Aug 21 20:14 |
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Bombshell dropped, the Mother di.. |
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smokie |
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3 Aug 21 00:16 |
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Bombshell dropped, the Mother .. |
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VxFan |
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3 Aug 21 11:18 |
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Bombshell dropped, the Mothe.. |
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smokie |
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28 Jul 21 23:18 |
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Bombshell dropped, the Moth.. |
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Lygonos |
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28 Jul 21 23:46 |
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Bombshell dropped, the Mother distraught |
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Terry |
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29 Jul 21 02:18 |
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Bombshell dropped, the Mother distraught |
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martin aston |
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29 Jul 21 06:11 |
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Bombshell dropped, the Mother distraught |
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Falkirk Bairn |
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29 Jul 21 06:35 |
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Bombshell dropped, the Mother distraugh.. |
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sherlock47 |
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29 Jul 21 07:12 |
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Bombshell dropped, the Mother distraught |
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sooty123 |
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29 Jul 21 06:46 |
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Bombshell dropped, the Mother distraugh.. |
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sherlock47 |
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29 Jul 21 10:04 |
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Bombshell dropped, the Mother distraug.. |
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Duncan |
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29 Jul 21 10:19 |
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Bombshell dropped, the Mother distra.. |
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sooty123 |
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29 Jul 21 10:25 |
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Bombshell dropped, the Mother distr.. |
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Bromptonaut |
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29 Jul 21 10:34 |
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Bombshell dropped, the Mother dist.. |
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Duncan |
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29 Jul 21 10:46 |
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Bombshell dropped, the Mother distra.. |
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zippy |
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29 Jul 21 10:32 |
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Bombshell dropped, the Mother distraugh.. |
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Lygonos |
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29 Jul 21 12:18 |
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Bombshell dropped, the Mother distraug.. |
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sooty123 |
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29 Jul 21 12:25 |
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Bombshell dropped, the Mother distra.. |
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Falkirk Bairn |
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29 Jul 21 13:21 |
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Bombshell dropped, the Mother distr.. |
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sherlock47 |
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29 Jul 21 13:38 |
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Bombshell dropped, the Mother dist.. |
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No FM2R |
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29 Jul 21 13:57 |
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Bombshell dropped, the Mother dis.. |
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Lygonos |
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29 Jul 21 14:25 |
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Bombshell dropped, the Mother di.. |
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Zero |
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30 Jul 21 09:01 |
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Bombshell dropped, the Mother .. |
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Netsur |
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30 Jul 21 09:49 |
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Bombshell dropped, the Mother.. |
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Duncan |
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30 Jul 21 12:11 |
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