I use NordVPN, who have had some very cheap two year deals (though not as cheap as you mention for suresurf or whatever it was).
I suppose I'd be interested to know if other VPNs have the same problems as I intermittently get:
1) occasionally can't reach my usual sites at all as their servers must go down or something
2) more frequent I get rejected by sites because NordVPNs server IPs are known, and are a source of spam (which is what many use VPN for) - so are blocked
It's meant I do not use VPN constantly, I have a desktop icon and turn it on as needed, but only turn it off when I run into problems (it has a suspend button where you say to pause it for 5, 15, 60 minutes then it auto resumes).
When I used some free trials ages ago, many seriously knackered my bandwidth - which may not matter so much for mail and browsing but it made the additional cost of my fast connection pointless.
Having said that, if you follow Mark's advice above strictly then a VPN is really not that necessary for most users.
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VPN new
VPN new