The answer is what?
The New Zealand model?
In New Zealand there's no need for third party insurance to cover injuries because we already have a form of compulsory 'insurance' that covers injuries caused by a car accident. ... However, holding insurance to cover the costs of causing damage to your own or another person's property is optional.
Politically probably difficult to sell to the public when you look at how much duty and tax is already loaded on to fuel in the UK.
In theory it should reduce the administration costs for insurers - since they already contribute to MIB.
And decriminalise uninsured drivers - although it would open them up to civil claims for damages. Maybe better treatment for the accidental uninsured?
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Not the sharpest tool in the box new
Not the sharpest tool in the box new