Re the maths. You could run a fictitious WBAC quote on a currently 7 year old / 80,000 mile Qashqai. Just find one on AT to get a reg number to use. Might give you an idea as to what she could expect it to be worth. Doesn't allow for market fluctuations over the next four years of course, but as a snapshot, it might help in the decision.
No option to buy her current company car at a favourable rate is there?
That's what I did with my Merc a year ago. I got it for company book value and it's still "worth" way more than I paid for it.
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