>> Do you have a protected retirement age written in to your pension?
Yes, I joined the "1995" section of the pension scheme in the 1990s and can stay in that section until March 2022* with it's normal retirement age of 60, with actuarily reduced pension available as early as 50.
People who joined that section later do have a minimum age of 55.
* from March 2022 everyone shifts to the "2015" section with a retirement age set to mirror state pension age (67 but liable to change on the whim of govt)
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