SWMBO and I have a joint gold Visa credit card from our bank which I always use for any transaction I can.
We have a debit card from the same bank which I use to pay off the credit card every month.....whatever the total spend. I cannot understand why people do not realise how expensive the borrowing is if you do not pay off the card every month in full .....
I have no idea what my credit limit is although it is certainly well over ten thousand.
Our general monthly spend will usually be between one and two thousand and I always check the bill very carefully .
I paid for the latest Accord on my Nationwide Debit Card.
I can manage my Nationwide accounts online and and I use the card for currency abroad.
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