Local son & Daughter in Law carry very little, if any cash.
In the last 6 months I had 2 rescue calls - supermarket shopping & card system not working. Petrol station refusing Apple Pay & no card/cash.
I am at the other end of the spectrum - very seldom pay with card, apart from online!
I pay supermarket, petrol etc with cash - works every time.
Draw £300, when it gets to under £100 I draw £300.
Benefits - Bank statements are short, nothing like the pages some people have. Impulse buys reduced as I ponder over spending "real money".
I am far from needing to watch my spending but I can look back 40+ years when I had a wife, 3 kids and 1 income. Money was never a real problem as I had a "rainy day fund" of 6 months gross pay built up before the kids appeared but it was the last resort if illness/unemployment beckoned and not to be squandered.
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