AMD Ryzen 5 2600 (similar benchmark score to that Intel 9700), and a decent Asus AM4 slot motherboard for under £230 UK prices? (Add £50 if you want the very latest B550 chipset).
You begin to see the AMD value proposition from that.
Frankly, I'd go mATX form factor (I have) and save some more money, but I think that would limit you to 4 SATA connections - possibly one too few - I don't find much practical constraint in the smaller/cheaper boards.
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