Non-motoring > Credit Ratings Legal Questions
Thread Author: rtj70 Replies: 165

 Credit Ratings - rtj70
I checked my Experian (Credit Expert) rating earlier today (it's free to check Experian credit report with my insurance but I did pay for the credit rating, couple of quid)....

So like a lot it's pretty good and it makes me wonder what effect this really has on borrowing. You could get a top rating, borrow money at a good rate (or a large amount) and vanish! So why are credit ratings important - or are they?

Mods, I am not thinking of disappearing with a large loan! Might reduce my credit rating from the 999 that it was.
 Messages Author Date
 Credit Ratings new rtj70 9 Sep 10 00:40
 Credit Ratings new RattleandSmoke 9 Sep 10 01:12
 Credit Ratings new rtj70 9 Sep 10 01:20
 Credit Ratings new rtj70 9 Sep 10 01:26
 Credit Ratings new RattleandSmoke 9 Sep 10 01:32
 Credit Ratings new rtj70 9 Sep 10 01:43
 Credit Ratings new RattleandSmoke 9 Sep 10 01:29
 Credit Ratings new rtj70 9 Sep 10 01:47
 Credit Ratings new smokie 9 Sep 10 07:51
 Credit Ratings new rtj70 9 Sep 10 09:14
 Credit Ratings new Iffy 9 Sep 10 09:14
 Credit Ratings new rtj70 9 Sep 10 09:15
 Credit Ratings new Zero 9 Sep 10 09:22
 Credit Ratings new Iffy 9 Sep 10 09:31
 Credit Ratings new rtj70 9 Sep 10 09:36
 Credit Ratings new Zero 9 Sep 10 12:05
 Credit Ratings new movilogo 9 Sep 10 12:32
 Credit Ratings new Zero 9 Sep 10 13:25
 Credit Ratings new Bellboy 9 Sep 10 13:39
 Credit Ratings new Dave_ 9 Sep 10 23:28
  
 Credit Ratings new Ted 9 Sep 10 23:34
 Credit Ratings new Skoda 9 Sep 10 23:40
 Credit Ratings new rtj70 9 Sep 10 23:45
 Credit Ratings new rtj70 9 Sep 10 23:54
 Credit Ratings new Dave_ 9 Sep 10 23:55
 Credit Ratings new rtj70 10 Sep 10 00:00
 Credit Ratings new Skoda 10 Sep 10 00:01
 Credit Ratings new rtj70 10 Sep 10 00:06
 Credit Ratings new rtj70 10 Sep 10 00:08
 Credit Ratings new Dave_ 10 Sep 10 00:22
 Credit Ratings new Skoda 10 Sep 10 00:30
 Credit Ratings new rtj70 10 Sep 10 00:35
 Credit Ratings new Dave_ 10 Sep 10 00:42
 Credit Ratings new Skoda 10 Sep 10 00:44
 Credit Ratings new Dave_ 10 Sep 10 00:45
  
 Credit Ratings new rtj70 10 Sep 10 01:02
 Credit Ratings new Zero 10 Sep 10 09:01
 Credit Ratings new crocks 10 Sep 10 01:13
 Credit Ratings new Pat 10 Sep 10 08:26
 Credit Ratings new Skip 10 Sep 10 08:57
 Credit Ratings new Bromptonaut 10 Sep 10 10:55
 Credit Ratings new Iffy 11 Sep 10 08:46
 Credit Ratings new Skoda 11 Sep 10 13:55
 Credit Ratings new Suppose 10 Sep 10 11:01
 Credit Ratings new Iffy 10 Sep 10 11:28
 Credit Ratings new Pat 10 Sep 10 11:36
 Credit Ratings new crocks 10 Sep 10 11:42
 Credit Ratings new Mapmaker 10 Sep 10 11:44
 Credit Ratings new Dave_ 10 Sep 10 13:47
 Credit Ratings new Mapmaker 10 Sep 10 13:59
 Credit Ratings new Clk Sec 10 Sep 10 14:13
 Credit Ratings new Dave_ 10 Sep 10 14:22
 Credit Ratings new crocks 10 Sep 10 15:02
 Credit Ratings new Suppose 10 Sep 10 15:34
 Credit Ratings new Iffy 10 Sep 10 15:59
 Credit Ratings new Suppose 10 Sep 10 16:23
 Credit Ratings new rtj70 10 Sep 10 16:44
 Credit Ratings new Zero 10 Sep 10 16:45
 Credit Ratings new rtj70 10 Sep 10 16:47
 Credit Ratings new Zero 10 Sep 10 16:48
 Credit Ratings new Iffy 10 Sep 10 16:54
 Credit Ratings new paulb 10 Sep 10 17:41
 Credit Ratings new swiss tony 10 Sep 10 21:04
 Credit Ratings new Manatee 10 Sep 10 18:03
 Credit Ratings new Pat 10 Sep 10 18:08
 Credit Ratings new Manatee 10 Sep 10 19:33
 Credit Ratings new Perky Penguin 10 Sep 10 15:42
 Credit Ratings new R.P. 10 Sep 10 15:50
 Credit Ratings new Ted 10 Sep 10 17:17
 Credit Ratings new Redfire 10 Sep 10 20:40
 Credit Ratings new Statistical Outlier 11 Sep 10 09:30
 Credit Ratings new borasport 11 Sep 10 14:27
 Credit Ratings new Perky Penguin 11 Sep 10 15:53
 Credit Ratings new Ted 11 Sep 10 16:38
 Credit Ratings new Iffy 11 Sep 10 17:20
 Credit Ratings new Dave_ 11 Sep 10 17:36
 Credit Ratings new R.P. 11 Sep 10 17:39
 Credit Ratings new Perky Penguin 11 Sep 10 20:44
 Credit Ratings new Focusless 11 Sep 10 20:48
 Credit Ratings new Iffy 11 Sep 10 20:58
 Credit Ratings new Focusless 11 Sep 10 22:23
 HMRC Arrogance new Perky Penguin 12 Sep 10 13:02
 Credit Ratings new rtj70 11 Sep 10 21:27
 Credit Ratings new Dave_ 11 Sep 10 22:16
 Credit Ratings new swiss tony 11 Sep 10 22:43
 Credit Ratings new Ted 11 Sep 10 23:17
 Credit Ratings new Statistical Outlier 12 Sep 10 09:36
 Credit Ratings new Iffy 12 Sep 10 12:06
 Credit Ratings new Ted 12 Sep 10 13:03
 Credit Ratings new rtj70 12 Sep 10 13:36
 Credit Ratings new rtj70 12 Sep 10 13:40
 Credit Ratings new Iffy 12 Sep 10 13:46
 Credit Ratings new rtj70 12 Sep 10 14:48
 Credit Ratings new Iffy 12 Sep 10 15:00
 Credit Ratings new rtj70 12 Sep 10 15:17
 Credit Ratings new Fenlander 12 Sep 10 13:53
 Credit Ratings new Iffy 12 Sep 10 14:05
 Credit Ratings new Fenlander 12 Sep 10 14:13
 Credit Ratings new Perky Penguin 12 Sep 10 13:28
 Credit Ratings new R.P. 12 Sep 10 13:30
 Credit Ratings new Runfer D'Hills 12 Sep 10 16:36
 Credit Ratings new Iffy 12 Sep 10 18:49
 Credit Ratings new Suppose 12 Sep 10 19:48
 Credit Ratings new rtj70 12 Sep 10 20:14
 Credit Ratings new Manatee 12 Sep 10 20:26
 Credit Ratings new Manatee 12 Sep 10 20:21
 Credit Ratings new - 12 Sep 10 20:35
 Credit Ratings new Dave_ 13 Sep 10 01:59
 Credit Ratings new Runfer D'Hills 13 Sep 10 09:42
 Credit Ratings new R.P. 13 Sep 10 09:49
 Credit Ratings new Zero 13 Sep 10 10:07
 Credit Ratings new Iffy 13 Sep 10 10:15
 Credit Ratings new rtj70 13 Sep 10 10:23
  
 Credit Ratings new Fenlander 13 Sep 10 10:34
 Credit Ratings new Runfer D'Hills 13 Sep 10 10:27
 Credit Ratings new Mapmaker 27 Sep 10 14:18
 Credit Ratings new Clk Sec 27 Sep 10 14:44
 Credit Ratings new Zero 27 Sep 10 14:58
 Credit Ratings new Clk Sec 27 Sep 10 15:15
  
 Chateau De Ligny at Tesco new Perky Penguin 27 Sep 10 15:36
 Chateau De Ligny at Tesco new Clk Sec 27 Sep 10 15:56
 Chateau De Ligny at Tesco new Zero 27 Sep 10 15:57
 Chateau De Ligny at Tesco new Perky Penguin 27 Sep 10 17:43
 Chateau De Ligny at Tesco new Clk Sec 27 Sep 10 19:13
 Credit Ratings new Iffy 28 Sep 10 06:23
 Credit Ratings new Roger. 13 Sep 10 19:41
 Credit Ratings new mikeyb 13 Sep 10 20:56
 Credit Ratings new Iffy 13 Sep 10 21:20
 Credit Ratings new Bagpuss 13 Sep 10 21:53
 Credit Ratings new Dave_ 13 Sep 10 22:41
 Credit Ratings new Iffy 15 Oct 10 17:37
 Credit Ratings new Ted 15 Oct 10 18:15
 Credit Ratings new Clk Sec 16 Oct 10 14:29
  
 Credit Ratings new L'escargot 16 Oct 10 16:15
 Credit Ratings new Falkirk Bairn 16 Oct 10 16:31
 Credit Ratings new Manatee 16 Oct 10 18:21
 Credit Ratings new rtj70 16 Oct 10 19:52
 Credit Ratings new Dave_ 1 Nov 10 22:58
 Credit Ratings new Pat 2 Nov 10 04:47
 Credit Ratings new Clk Sec 2 Nov 10 07:09
 Credit Ratings new Iffy 2 Nov 10 07:26
 Credit Ratings new Buddy 2 Nov 10 07:43
 Credit Ratings new Dave_ 2 Nov 10 09:39
 Credit Ratings new Iffy 2 Nov 10 09:42
 Credit Ratings new Buddy 2 Nov 10 10:12
 Credit Ratings new Pat 2 Nov 10 10:14
 Credit Ratings new Dave_ 2 Nov 10 10:22
  
 Credit Ratings new Iffy 2 Nov 10 10:42
 Credit Ratings new - 2 Nov 10 21:07
 Credit Ratings new Dave_ 2 Nov 10 21:27
 Credit Ratings new RattleandSmoke 2 Nov 10 21:44
 Credit Ratings new scousehonda 2 Nov 10 22:00
 Credit Ratings new RattleandSmoke 2 Nov 10 22:03
 Credit Ratings new scousehonda 2 Nov 10 22:14
 Credit Ratings new Iffy 2 Nov 10 22:16
 Credit Ratings new Dave_ 2 Nov 10 22:24
 Credit Ratings new Pat 3 Nov 10 04:07
 Credit Ratings new Dave_ 2 Nov 10 22:15
 Credit Ratings new scousehonda 2 Nov 10 22:40
 Credit Ratings new Dave_ 2 Nov 10 22:46
 Credit Ratings new Iffy 2 Nov 10 22:46
 Credit Ratings new scousehonda 2 Nov 10 22:56
 Credit Ratings new Dave_ 2 Nov 10 23:05
 Credit Ratings new Zero 2 Nov 10 23:07
 Credit Ratings new Dave_ 2 Nov 10 23:10
 Credit Ratings new Iffy 2 Nov 10 23:16
  
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