Just in case anyone is interested - Update, back in September when I posted this, I'd been given a verbal indication that extending the contract for year 4 would be a lot more expensive (due to projected residuals), now we have got to the point when they can give me a proper formal extension offer, it's over £55 per month less than I have been paying. So, I've done that! I now have another year to decide if I want to buy it ....
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