It's no good for you now as you don't want to change banks, but I keep banging on about Metro Bank to anyone who'll listen ( and anyone who won't). Open an account in a branch any day of the week except Christmas Day and walk out with a debit card in 25 minutes.
For Euro transactions there is no charge and they use the 'real' rate of exchange (it varies by the minute).
I am a happy and contented customer of many years standing.
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