Daughter lives in a top (2nd) floor flat ina converted Victorian place.
She's Having a new kitchen fitted at the moment and is living with us.
This weekend we'd piled up to B'ham for other daugther's birthdy and this morning I got a call from the flat property management people (- I'm emergency backup contact - and daughter's phone being OOS) that there was water leaking through a ground floor ceiling, and she was considered the likely culprit as she has the builders in.
Anyway we dashed back and long story short - it's not her flat, it's one of the 1st floor ones.
So we were discussing insurance. She has contents and in her service charge there is house insurance.
If the leak had been hers and damage caused to other flats, which insurance would have paid? Or is she missing an insurance?
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House insurance in a flat new
House insurance in a flat new