The questions ask income & council tax and decides "how wealthy" you are - very poor "wealth check".
A couple (40 ish) I know well have an good household income (~£100k b4 deductions) BUT they have a mortgage, pension payments, 2 kids, costs of after school care, £800 / month travel to work expenses and most months have enough left to put away for a summer holiday after all the "normal spending" - they are "well off" by most peoples standards but do not have the disposable income their neighbours have and cannot splash out like they can.
What's the difference? - immediate neighbour - no mortgage (mummy & daddy bought for their daughter) - both work but do not earn big salaries - again Granny & Grandpa Trust Fund + M&D provide - cash every month, 2 x foreign holidays paid for (£5K+ each), new cars, kids clothed........ What do the people next door do? Work as shop assistants - they will earn maybe £25-30K and live "the good life"
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