A brown envelope fluttered through the letterbox yesterday; it was from the DWP inviting me to apply for my state pension. I e-mailed my working wife, saying that I couldn't decide if it was a :-) or a :-( She said that it was a definite :-) as I was going to get old anyway, so getting paid for doing it was something of a bonus.
The letter talked about deferring the pension, something I'd never thought about. There must be one or two on here who've been faced with the same question. On the one hand, we could survive without the pension quite easily for the time being as my wife will continue to work, retiring at the end of the next school year. My longevity is the big unknown, made no easier to predict by the fact that mum died at 50, while dad is still going strong at 88.
Any advice from the panel?
Cheers
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