We had a home buyers report on the house we've just bought. We also had one on one we didn't buy. The cost for these was about £450 for us but got 10% off the second one.
There was one report slightly better but didn't make sense for us.
We didn't have a mortgage and anyone wanting a mortgage would need a surveyor to do a valuation. I wouldn't rely on just this though.
Note the first house we did a survey on showed it had the front rebuilt off new foundations (and then I found out about underpinning of the party wall and the neighbour when I did a search).... so the survey was very useful!
Also on a property of this age, even with a home buyers report they will tell you to get damp and timber checks, wall ties checks, drains etc. etc.
If this is really a house in the 20s, then it's likely to have a cellar. If no cellar then it might be newer?
Final suggestion, before you get a survey done go to the council planning department and do a search for the property (appointment will be needed). This will be free. Had I done this on the first house we tried to buy earlier this year I'd have found out the building had been underpinned and spent nothing finding out. Instead it cost me just over £450!
Here's some sample reports so you can look at what this company offers in a report as a guide:
www.robertsandroberts.co.uk/example_reports.html
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Moving house - survey? new
Moving house - survey? new
